Ray, a business insurance producer with Higginbotham Insurance / Houston specializing in Property / Casualty / Surety for the Energy industry plus its financial partners and regulators, brings decades of experience and knowledge to his clients and industry colleagues. His roles in claims, underwriting, management, leadership, training and production offer a unique perspective of risk and solutions. He has worked for major global brokers, local and regional independent agencies. A native Houstonian, Ray has served clients from coast to coast and globally with positions in Florida, California and, of course, always back to Texas. Ray, and his wife of 48 years, Sharon (also a native Houstonian), live in Houston, TX and enjoy golf, dancing and the occasional casino trip. Ray is a 1969 graduate of the University of Houston with a BBA in Marketing.