Advisen wrote a white paper that examines the current state of child day care in the United States. It looks at current trends in child day care safety, discusses the current regulatory environment, and provides actionable suggestions for how child day care service providers can effectively mitigate risk. The free, 8-page paper is sponsored by CapSpecialty Inc.
While it is true that most states have basic health and safety requirements governing child care centers, majority of facilities do not meet the standards set by experts in terms of ensuring child safety and well- being.
A well-designed injury prevention program will help to reduce the likelihood and minimize the impact of a serious child injury, but it is not possible to prevent every injury. Accidents happen, which is why it is also important to have a comprehensive daycare insurance program from a carrier who has years of experience in inspecting child day care risks, managing child day care claims, and the expertise to identify and accurately evaluate exposures.
According to The Washington Post report, approximately 45 percent of the nearly 600,000 children in day care in Virginia are cared for in unregulated in-home day care settings. The difference in safety records between regulated and unregulated settings is staggering – between 2004 and 2014 there were 51 deaths at unregulated in-home child-day cares compared with just 18 in regulated settings.